1. We Listen
The first promise we make to you is that we will come to understand every important element of your financial situation.  We do this by asking you to pull together for our review your important paperwork.  Then we focus upon the most critical questions and listen carefully to learn what you believe are your most important goals and priorities.  We meet with you often to explain the basis for our recommendations and actions and to ensure that you are comfortable with our approach.

2. Unbiased
We do not employ any salespersons or referral sources who have any input in the investment process. Our client relationships are based on trust. Our fee structure promotes a trust-based relationship. We do not sell products and do not accept commissions on any transactions. We have no conflicts of interest with our clients. We deliver objective, unbiased investment advise.

3. Knowledge
Our Senior Investment Officer has over 20 years of industry experience, holds the CFA Charter and has earned a graduate degree.  He has the background and knowledge to provide guidance on everything from asset allocation to financial planning strategies.

4. Personalized
We do not practice cookie cutter portfolio management where an investment professional tries to pigeon hole a customer into a predetermined model portfolio. We take the time to understand each client’s needs and develop a plan specifically for them. We provide a written investment policy statement which addresses such issues as asset allocation targets, time horizon, risk tolerance, cash flow needs, low tax cost basis securities, socially responsible criteria and capital gains constraints.

5. Patience
We believe that following a disciplined investment philosophy rather then chasing fads and trends is the foundation for good long term results. We believe that attention to risk is just as important as attention to return. Our decisions are guided by a consistently applied emphasis on quality at an attractive valuation.

6. Autonomy
We are 100% locally owned. This ensures that PCM’s interests are closely aligned with its clients. It also empowers all members of the staff to make the right decision for clients on the spot.