Wealth Management Services
Our advisory services are tailored to meet each client’s specific wealth management need using a full range of resources, strategies and techniques. We base our wealth management services on customized solutions and unbiased advice. Our core services include:

• Customized Portfolio Management
• Financial and Cash Flow Planning
• Retirement Planning
• Estate Planning Review
• Philanthropic Planning
• Income Tax Planning
• Wealth Preservation and Asset Protection Planning

We build and manage customized portfolios of stocks and bonds for individuals, family groups, businesses, endowments and foundations. We incorporate Financial and Estate planning into these relationships. Fees are based on assets under management.

Fees
Our firm charges a competitive asset management fee which is a flat percentage of the market value of a client’s portfolio. The fees are computed monthly and charged after the service for that month has been rendered. We will have these regular fees either deducted from your account or billed directly.

Our goal is to attract and maintain long-term relationships and in recognition of the inherent inequity of most fee schedules that treat related accounts separately, we will combine all assets in related accounts for the purpose of calculating our fee.

It is our policy to charge no additional fees above the monthly management fee. We do not assess a base fee, minimum fee, 12B-1 fee or termination fee.

Our rate schedule is scaled as follows for Investment Management Accounts (usually a blend of individual stocks and bonds);

Fee on first $1.5 Million 1.00%
$1.5 - $3.0 Million 0.80%
$3.0 - $5.0 Million 0.60%
$5.0 Million and above 0.50%

Our rate schedule is scaled as follows for Mutual Fund Only Accounts

Fee on value of the portfolio 0.50%

Our rate schedule is scaled as follows for 100% Fixed Income Portfolios

Fee on first $500,000 0.35%
$500,000 - $2.5 million 0.25%
$2.5 million and above negotiable

Non-profit organizations
It is our policy to give non-profit organizations a 25% discount on our regular fee schedule.

Financial Planning
We charge a flat fee for this service dependent on the amount of time it takes to accomplish client specific goals. Annual Fees fall in the range of $500 to $750.

We are willing to consult on financial issues on an hourly basis.

Since Peltzer Capital Management is not a brokerage firm we do not hold our clients assets for them. Our clients will hold their assets at a specified custodian and may pay that provider of custody services a fee for that service. Trading commissions are paid from a client’s account. The firm will strive to negotiate with these custodians to provide competitive commission rates and obtain competitive execution for our clients. It is our responsibility to monitor the execution of your trades to ensure that they are executed in a timely and efficient manner.